Payment Policy - 

Several terms in the text below are capitalized, the definitions of which can be found under the ‘User Agreement’ in ClickWik's Terms of service. 

ClickWik.in is more than just an online electrical store; we strive to improve your experience in discovering different crafts across India and maintain your curiosity by introducing new products straight from the hands of artisans.  On this page we have drafted the necessary information for Buyers which would help them in knowing the functionality of the website.

As a buyer, you understand and accept that upon initiating a Transaction on the Website, you are entering into a legally binding and enforceable contract with the seller to purchase the items from the seller using Payment on Billing as the method of payment to pay the Transaction Price which shall be paid to the seller through your Issuing Bank. You agree and acknowledge that the Company is only a facilitator of collection and remittance of Transaction Price. No interest or any benefits whatsoever is given to or can be claimed by the Buyer on the Transaction Price collected by the Company through and of the prescribed payment methods.

You may agree with the seller on the commercial terms of the Transaction including terms of Dispatch and Delivery time or any extension thereof by way of exchange of electronic records/ electronic communication by using the features as may be provided on the Website and the Transaction shall stand amended to such extent, provided that any such variation of the terms of the Transaction are not in violation of the User Agreement and the rules and policies made there under.

Payment Method: 

You shall pay the Transaction Price through the available methods of payment i.e. Payment on Billing, for the Transactions conducted on the Website. You will be intimated when the Transaction Price is credited to the account of the Company, which will be confirmed by the Website. The Website shall notify the Buyer upon Payment Confirmation as provided herein.

Non-payment: 

Buyers are not permitted to buy any product without making a payment of the Transaction Price by Payment on Billing method or such other payment method provided by the Company on the Website, in respect of the product as described in the listing.

Contact Information:

The contact details provided by you on the Website shall be accurate and current at all times and you shall be obliged to update any change in your contact information on the Website immediately. The Company takes no responsibility for any delay/ non delivery of the goods on account of failure of the User to update the contact information provided on the Website and any consequent negative feedback by the buyer will be deleted or modified.

Limit on volume of Transactions:

The Company reserves the right to limit the amount payable and the volume of the Transaction that may be conducted on a single Valid Card/ Valid Bank Account by a Buyer and may refuse to process Transactions exceeding such limits and may also block certain Valid Cards or Valid Bank Accounts that are suspected to be misused while paying the Transaction Price.

Verification of payment:

To prevent any misuse, a payment (in whichever method) of the Transaction Price initiated by the Buyer may be flagged or kept on hold for additional checks and verification in which case the Company may contact the buyer for verification of or additional information, details, data and documents. The Company may not confirm the payment if such information, details, data and documents are false, misleading, incorrect or incomplete and consequently the Valid Card and/or the Valid Bank Account will not be charged. In such case, the Dispatch timelines will not commence until Payment Confirmation. The result of the checks and verification shall be communicated to the buyer and seller.

The Company reserves the right to refuse to process Transaction Price in respect of Transactions by Buyers with a prior history of questionable charges including without limitation breach of any agreements by Buyer with the Company or breach/violation of any applicable law or any charges imposed by the Issuing Bank.

Payment Confirmation:

In case of payment by Payment on Billing, upon successful receipt of the Transaction Price by the Company from the Buyer within [2] days of booking the Transaction and completion of verification of payment in accordance with the clause above, the Company shall notify the buyer and the seller that the Transaction Price has been received as payment gateway takes maximum upto 48 hours to authorize the payment.